Terms of Service

Last Updated: [11/01/2025]

Welcome to the website and services operated by Christopher White and Associated Entities, including all companies, trade names, and DBAs owned or operated by Christopher White (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, or by providing your contact information, you agree to be bound by these Terms of Service (“Terms”). Please read them carefully before using our site or engaging with our communications.

1. Acceptance of Terms

By using our website or submitting your contact information, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must discontinue use of our website and services.

2. Outbound Communications and Consent

By providing your phone number, email address, or other contact information, you expressly consent to receive communications from Christopher White and Associated Entities, including:

  • Marketing, promotional, or informational messages;

  • Calls made using an automatic telephone dialing system, prerecorded voice, or similar technology; and

  • Text messages, emails, or other electronic communications regarding our products, services, or offers.

Your consent is not a condition of purchase. You may withdraw consent at any time as described in Section 3 below.

3. Opt-Out Procedures

You may opt out of receiving promotional communications from us at any time by:

  • Replying “STOP” to any text message,

  • Clicking the “unsubscribe” link in any marketing email, or

  • Contacting us directly at Chris@whitearrowinsurance.com

After opting out, you may still receive non-promotional or transactional communications (for example, regarding an existing business relationship or service you requested).

4. Scope of Entities Covered

For purposes of these Terms, “Christopher White and Associated Entities” includes all businesses, subsidiaries, divisions, trade names, and DBAs that are owned, managed, or operated by Christopher White. This includes, without limitation, any current or future entities under his direct or indirect control.

5. User Responsibilities

You agree to:

  • Provide accurate, current, and complete contact information;

  • Use our website and services only for lawful purposes; and

  • Not misuse our services or communications in any way that could harm others or violate applicable laws or regulations.

6. Intellectual Property

All content on this website—including but not limited to text, graphics, logos, and designs—is the exclusive property of Christopher White and Associated Entities and is protected under applicable copyright and trademark laws. No content may be copied, distributed, or reused without prior written permission.

7. Limitation of Liability

To the fullest extent permitted by law, Christopher White and Associated Entities shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website, services, or communications, even if we have been advised of the possibility of such damages.

8. Privacy

Your personal information is collected and used in accordance with our [Privacy Policy link]. We do not sell or share your information except as described in that policy or as required by law.

9. Changes to These Terms

We reserve the right to update or modify these Terms at any time without prior notice. The “Last Updated” date at the top of this page reflects the latest revision. Continued use of our website or services after changes are posted constitutes your acceptance of the updated Terms.

10. Contact Information

If you have any questions, concerns, or requests regarding these Terms, please contact us at:

Christopher White and Associated Entities
Email: [chris@whitearrowinsurance.com]

By continuing to use this website or by providing your contact information, you acknowledge that you have read, understood, and agreed to these Terms of Service.

Privacy Policy

Last Updated: 11/01/2025

This Privacy Policy explains how Christopher White and Associated Entities, including all companies, trade names, and DBAs owned or operated by Christopher White (“Company,” “we,” “our,” or “us”), collect, use, and protect personal information obtained through our websites, online forms, communications, and related services (“Services”).

By using our website or providing your information, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect personal information that you voluntarily provide when interacting with our website or Services, including but not limited to:

  • Contact Information: Name, phone number, email address, and mailing address.

  • Communication Preferences: Your consent to receive calls, texts, or emails.

  • Transactional Data: Information related to quotes, inquiries, or services requested.

  • Technical Data: IP address, browser type, device identifiers, and website usage analytics.

We may collect this information directly or through authorized service providers, marketing partners, or affiliated entities acting on our behalf.

2. How We Use Your Information

We use the information we collect to:

  • Provide, manage, and improve our services;

  • Communicate with you about offers, products, or services that may interest you;

  • Send marketing, promotional, or informational messages (with your consent);

  • Respond to your requests or inquiries;

  • Maintain records for administrative or legal purposes; and

  • Comply with applicable laws and regulations.

We may also use your data for internal analytics, fraud prevention, or to enhance user experience on our website.

3. Sharing of Information

We may share your information with:

  • Associated Entities: Other companies, trade names, or DBAs owned or operated by Christopher White for business or marketing purposes;

  • Service Providers: Vendors who help us operate our website, marketing systems, or communication platforms;

  • Legal or Regulatory Authorities: When required to comply with applicable law, court order, or government request.

We do not sell or rent your personal information to unaffiliated third parties.

4. Your Communication Preferences

By providing your contact information, you consent to receive communications from Christopher White and Associated Entities, including text messages, phone calls, and emails, which may use automated or prerecorded technology.

You may opt out at any time by:

  • Replying “STOP” to any text message, or

  • Clicking the “unsubscribe” link in an email.

After opting out, you may still receive non-promotional or transactional communications (for example, regarding an existing business relationship or service you requested).

5. Data Retention

We retain your information only as long as necessary to fulfill the purposes described in this Privacy Policy or as required by law. Once data is no longer needed, it is securely deleted or anonymized.

6. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no system is completely secure, and we cannot guarantee absolute security of your data.

7. Your Rights

Depending on your state or jurisdiction, you may have the right to:

  • Request access to or a copy of your personal information;

  • Request correction or deletion of your information;

  • Withdraw consent for marketing communications;

  • File a complaint with a data protection authority.

To exercise your rights, contact us at chris@whitearrowinsurance.com.

8. Children’s Privacy

Our Services are not directed toward individuals under 18 years of age. We do not knowingly collect personal information from children. If we learn that a child’s data has been collected, we will promptly delete it.

9. Updates to This Policy

We may update this Privacy Policy periodically. The “Last Updated” date at the top reflects the most recent version. Changes become effective upon posting. Your continued use of our Services signifies your acceptance of those changes.

10. Contact Information

If you have questions, requests, or concerns regarding this Privacy Policy, please contact:

Christopher White and Associated Entities
Email: chris@whitearrowinsurance.com

By using our website or submitting your contact information, you acknowledge that you have read and understood this Privacy Policy.